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"I cannot begin to express my gratitude for saving me several court appearances, garnished wages, and about $30,000."
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You handled this debt in a fast and cheap way after years of bill collectors trying to make us feel guilty of something we didn't create.
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Client settles $21,000 medical
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Debt Settlement Letter (Creditor: Chase)


April 23 2008

Debt Free League
San Diego, CA 92193

RE: Chase
Account Number:5187.48/our reference number 67
Amount Owing: $6,328.35
Settlement: $2,453.00

This letter is intended to verify that we, NCO Financial Systems, Inc. have authorization to accept $2,453.00 as settlement if payment is received by April 25, 2008.

Upon clearance of your check, the account will be considered settled.

Please remit payment to : NCO Financial Systems
507 Prudential Road
Horsham, PA 19044

If more than $600 of your debt will be canceled by this settlement, please be advised that Chase is required by federal law (Internal Revenue section 6060P) to report this amount. You will be receiving form 1099-C from Chase no later than next January 31st. If you have any questions concerning your personal taxes, we recommend you consult a certified public accountant or other tax professional.

This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. Calls to or from NCO Financial Systems may be monitored or recorded for quality assurance.

NCO Financial Systems, Inc.

Peter Homiszezak
Collection Specialist


The above Debt Settlement letter from Chase represents a 39% settlement with our client. The creditor was owed a debt balance of $6,328.35. But Chase agreed to a settlement amount of $2,453. Our client’s total cash savings was $3,875.35.”

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