Who We Are
Debt Free League
uniquely offers the best solution to the financial needs of consumers and small business owners. Bonded and registered by the California Department of Justice as a Credit Services Organization, we specialize in credit repair and debt
elimination, providing a wide array of financial services including: Credit Report Repair, Credit Rating Restoration, Credit Score Improvement, Debt Settlement and Debt Validation.
In 2006, our company originated as a debt settlement service provider with the purpose to help people avoid bankruptcy. Our founders realized that many debtors had incomes that did not qualify for the stringent Chapter 7 filing requirements of created by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). We also saw a great need to help people, who did not want to risk losing valuable assets or incur long-term credit damage due to bankruptcy.
We launched our debt relief services, offering an aggressive bankruptcy alternative that helps debtors reach financial freedom in the shortest time. Realizing that in life after debt, most people also need credit restoration, we expanded our services becoming a Credit Services Organization to also help customers become creditworthy and qualify for loans.
Avoid Bankruptcy With Powerful Debt Reduction
Our debt settlement strategy has provided significant debt relief for many families, small business owners and retirees that were incapacitated by a financial hardship such as a divorce, loss of income, or medical issue. This debt reduction process helps people stop creditor harassment and avoid bankruptcy under Chapter 7 and Chapter 13 and Chapter 11 (business bankruptcy).
By settling credit card accounts and other unsecured debts, our customers have enjoyed much greater savings than if they did debt consolidation, credit counseling, or a debt management plan. Due to the major debt reductions on both principal and interest, many of our customers have saved thousands of dollars and became debt-free within 12-36 months.
See Our Success Stories
Stop Unfair And Illegal Debt Collection
Debt validation is a weapon that we use to support victims of unfair or illegal collection claims. The Federal Trade Commission receives more complaints about debt collectors than any other industry, and we are committed to fight abusive debt collection. We help customers stop debt collection, unwanted collection calls, and collection lawsuits by applying the Fair Debt Collections Practices Act (FDCPA) and other of Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) laws to dispute and demand verification of alleged debts.
Credit Improvement - Loan Approval Specialist
As credit repair specialists, we police credit bureaus to deliver you powerful credit improvement results. Our credit restoration team understands credit reporting laws, such as the Fair Credit Reporting Act (FCRA) and applies these consumer protection laws to help you fight identity theft, ensure accurate credit reporting and delete dubious negative credit information from your credit report. Our ultimate goal is to improve your credit rating so you can obtain favorable personal and business loans.
Free Credit Report Evaluation! CALL: (800) 380-4094
** Credit restoration products outside of California are provided by a 501(c)(3) Charitable Nonprofit Organization exempt under the Credit Repair Organization Act (15 U.S.C. “1679, et seq.). Non outdated accurate derogatory information cannot be removed (FCRA Section 609(c)(2)(E))