Debt Settlement
 Consumer Credit Counseling 
 San Diego, California, Texas, 
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"I cannot begin to express my gratitude for saving me several court appearances, garnished wages, and about $30,000."
- Mike Barrett
You handled this debt in a fast and cheap way after years of bill collectors trying to make us feel guilty of something we didn't create.
- Cesar Gomez
Client settles $21,000 medical
debt on his credit card account.

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Credit Card Debt Settlement

When your income is fixed and your credit card loan goes beyond what you can repay, then settling your credit card debt is the only dependable option. At Debt Free League, we provide debt settlement programs to help borrowers who are unable to repay loans due to valid financial difficulty such as a bankruptcy, unemployment or medical incident. We help you by negotiating with your bank or credit company on your behalf and ensure that you relieve your outstanding debt substantially.


Credit card settlement to reduce your debt burden.


Credit card settlement in California is a better option than going bankrupt. It will impact your credit score because your decision to settle the credit card debt goes against the original term of the credit. Thus, this move can influence your future credit line, perhaps making it more challenging to get a good loan. Still, our priority is to ensure that our clients become debt free to in order to manage their insufficient financial resources and gradually regain financial stability. During the negotiation process, we also try to minimize the effect of the settlement on your credit score. Plus, the manifestation of a settlement can also help your credit score improve in the near future.


How our credit card settlement program helps you:



You are allowed to pay a fraction of the accrued debt (principal + interest + fees) and settle the total outstanding balance, easefully.

A small timeframe to repay the massive debt amount will allow you to finance a fresh start so you begin a new journey towards financial stability shortly.

To reach the settlement on your behalf, we assign a highly experienced negotiator to get you the best possible result.

We strategize the negotiation taking all your financial and other related concerns into consideration.

By choosing to get credit card settlement in California with us, you benefit from the backing of an experience company with a proven, successful track record.

Ultimately, you can sleep through a stress-free night with no or little collection calls, and you will soon be able to shake off your entire debt burden.


Credit card holders often believe that they can get into a negotiation with the credit card issuers themselves. But generally, a bank or any institutional lender will refuse to come into talks not being empathetic or fully aware of the financial plight of a debtor. At such times, California credit card settlement services are the nearest and most reliable alternative.


While credit card debt consolidation programs generally entail a longer debt elimination period, credit card settlement is a process that can span two to three years, if not months.


At Debt Free League, we don't promise to settle your credit card debt within weeks, nor do we guarantee that you will never get a collection call after enrolling in your credit card settlement California program. It is not completely foreseeable how all negotiation talks will play out. However, we safeguard the financial interest of our clients in the best possible manner. In our debt relief process:


We encourage our clients to respond and resolve instead of avoiding. You stand the chance of losing a favorable settlement by ignoring the matter.

We have expert industry know-how to guide you to reach the best settlement.

You will always remain updated about the progress of your case.


Debt selling is quite different today and it requires the right debt restructuring assistance. Without one, unscrupulous bill collectors can force you to pay more than you owe and you can be stuck in the predicament of having to simultaneously pay multiple creditors. That's why Debt Free League will help you customize a credit card settlement debt reduction plan that makes sense for both you and your creditors.

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You can debt-free in much less time than a consumer credit counseling debt consolidation program, benefiting not only from a substantial reduction on interest, but also on principal and fees.
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